Category Archives: Rencana Bisnes

Perjalanan Hidup Mark Zuckerberg.

cWSpais

19 Things The Millionaire Next Door Won’t Tell You

Although having a million bucks isn’t as impressive as it once was, it’s still nothing to sneeze at.

In fact, Reuters reports that in 2009 there are 7.8 million millionaires in the United States. That’s a lot of people and the odds are one or two of them are living near you.

Heck, one of them might even be your neighbor. In fact, the odds are very good that it is your neighbor.

But, Len, you don’t know my neighbor.  That guy doesn’t look anything like a millionaire.

Well, guess what? A millionaire who is truly financially savvy won’t be easily recognizable.

1. He always spends less than he earns.  In fact his mantra is, over the long run, you’re better off if you strive to be anonymously rich rather than deceptively poor.

2. He knows that patience is a virtue. The odds are you won’t become a millionaire overnight.  If you’re like him, your wealth will be accumulated gradually by diligently saving your money over multiple decades.

3.  When you go to his modest three-bed two-bath house, you’re going to be drinking Folgers instead of Starbucks.  And if you need a lift, well, you’re going to get a ride in his ten-year-old economy sedan.  And if you think that makes him cheap, ask him if he cares.  (He doesn’t.)

4. He pays off his credit cards in full every month.  He’s smart enough to understand that if he can’t afford to pay cash for something, then he can’t afford it.

5. He realized early on that money does not buy happiness.  If you’re looking for nirvana, you need to focus on attaining financial freedom.

6. He never forgets that financial freedom is a state of mind that comes from being debt free.  Best of all, it can be attained regardless of your income level.

7. He knows that getting a second job not only increases the size of your bank account quicker but it also keeps you busy – and being busy makes it difficult to spend what you already have.

8. He understands that money is like a toddler; it is incapable of managing itself.  After all, you can’t expect your money to grow and mature as it should without some form of credible money management.

9. He’s a big believer in paying yourself first. Paying yourself first is an essential tenet of personal finance and a great way to build your savings and instill financial discipline.

10. Although it’s possible to get rich if you spend your life making a living doing something you don’t enjoy, he wonders why you do.  Life is too short.

11.  He knows that failing to plan is the same as planning to fail.  He also knows that the few millionaires that reached that milestone without a plan got there only because of dumb luck.   It’s not enough to simply declare that you want to be financially free.

12. When it came time to set his savings goals, he wasn’t afraid to think big.  Financial success demands that you have a vision that is significantly larger than you can currently deliver upon.

13. Over time, he found out that hard work can often help make up for a lot of financial mistakes – and you will make financial mistakes.

14. He realizes that stuff happens, that’s why you’re a fool if you don’t insure yourself against risk. Remember that the potential for bankruptcy is always just around the corner and can be triggered from multiple sources: the death of the family’s key bread winner, divorce, or disability that leads to a loss of work.

15. He understands that time is an ally of the young.  He was fortunate enough to begin saving in his twenties so he could take maximum advantage of the power of compounding interest on his nest egg.

16. He knows that you can’t spend what you don’t see.  You should use automatic paycheck deductions to build up your retirement and other savings accounts.  As your salary increases you can painlessly increase the size of those deductions.

17. Even though he has a job that he loves, he doesn’t have to work anymore because everything he owns is paid for – and has been for years.

18. He’s not impressed that you drive an over-priced luxury car and live in a McMansion that’s two sizes too big for your family of four.

19. After six months of asking, he finally quit waiting for you to return his pruning shears.  He broke down and bought himself a new pair last month.  There’s no hard feelings though; he can afford it.

So that’s it.  Now you know what your millionaire neighbor won’t tell you.

Read more: http://www.businessinsider.com/how-to-act-like-a-millionaire-2013-8#ixzz2vjc3eSI3

Panduan Jual Barang di Mudah.my

Panduan untuk anda memulakan langkah pertama menjual produk fizikal tanpa kos, tanpa laman web, tanpa yuran dan boleh dilihat oleh beribu-ribu pelawat.

Email Marketing @ Pemasaran Emel (Part 1)

Apa yang anda tahu tentang pemasaran emel?

Apa yang anda faham tentang pemasaran emel?

Banyak beza anda antara tahu dan faham.

Pemasaran emel mengikut kamus diri saya sendiri ialah membuat promosi atau jualan melalui senarai emel yang disimpan didalam sistem autoresponder.

Pemasaran emel adalah rahsia kepada kejayaan ramai internet marketer atau pun jutawan internet. Dulu ianya menjadi rahsia mereka tetapi rahsia itu kini telah diketahui oleh kebanyakkan orang.

Bagaimana emel dapat membuatkan anda menjadi jutawan?

1) Katakan anda mempunyai 100,000 senarai emel ataupun subscriber.
2) Anda menjual ebook kepada  100,000 subscriber tersebut.
3) Malangnya hanya 10,000 sahaja yang membaca emel jualan tersebut.
4) Daripada 10,000 subscriber yang membaca hanya 1,000 sahaja yang membeli.
5) 1,000 x RM100 =  RM100,000 hasil keuntungan anda sebab jual ebook tiada kos.

Itu baru 1 ebook. Bagaimana pula keuntungan hasil anda mempromosikan produk orang lain?

bersambung…

Internet Bisnes – Part 1

Apa yang saya nak tulis hari ni adalah pasal perniagaan internet. Saya faham sangat anda yang tak ada ilmu langsung tentang perniagaan internet mesti sangat teruja untuk mempelajari bidang perniagaan internet. Ada pasti melayari internet dan menjumpai pelbagai cara mempelajari bidang perniagaan internet. Anda juga pasti menjumpai ramai tokoh atau pun otai dalam bidang perniagaan internet.

Tahukah anda ada pelbagai cara untuk menghasilkan pendapatan melalui internet? Anda jangan menganggap perniagaan internet adalah mudah dan jangan pulak ianya adalah sukar. Untuk menghasilkan RM1 yang pertama melalui internet bukanlah sesukar yang anda sangkakan tetapi untuk mengekalkan anda sentiasa mendapat RM berterusan melalui internet adalah sukar.

Apakah kunci kejayaan dalam perniagaan internet?

Bagi saya kunci kejayaan adalah ilmu. Tanpa ilmu anda akan gagal dalam bidang internet. Saya pernah gagal dalam bidang internet. Kemudian saya pergi berguru dan mula semula berniaga melalui internet. Saya pernah mengecapi pendapatan 5 angka sebulan tetapi saya jatuh semula. Sebab apa ya?

Kenapa saya jatuh semula?

Sebab saya tak sentiasa mencari ilmu. Saya rasa saya sudah berjaya dengan ilmu yang saya ada tetapi ianya silap. Ilmu sentiasa terbentuk seiring dengan peredaran semasa. Saya lupa dan lalai untuk invest duit saya pada ilmu. Anda pasti tak rugi laburkan duit pada ilmu. Orang yang sayangkan duit dan menganggap orang yang jual ilmu itu hanya mahu mengaut keuntungan semata-mata adalah silap. Sebenarnya mereka terdiri dari golongan yang takut untuk berubah.

Setiap hari ada saja cara baru menghasilkan pendapatan melalui internet. Ada cara yang betul dan ada juga cara yang salah. Anda harus berwaspada dengan promosi cara menghasilkan pendapatan melalui internet. Ada yang SCAM. Golongan ini menggunakan internet sebagai medium untuk menipu orang. Anda mesti membuat research dengan lebih mendalam tentang cara membuat duit pada sesuatu program.

Bersambung….

 

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